As we explored in our last post, Saint Thomas Aquinas teaches that the virtue of prudence is not a simple inclination toward making good decisions, but rather a complex virtue composed of eight integral parts (or subvirtues). These are: memory, understanding, docility, shrewdness, reason, foresight, circumspection, and caution (cf. Summa Theologiae II-II, q. 49, a.1).
These integral parts are not optional enhancements; they are necessary elements that together constitute the fullness of prudence. Without them, prudence is incomplete and unreliable. Saint Thomas emphasizes this point by explaining that prudence is “right reason applied to action” (recta ratio agibilium, ST II-II, q.47, a.2), and right reasoning must begin from something—namely, from first principles. This is where the virtue of understanding comes in.
“Understanding denotes here, not the intellectual power, but the right estimate about some final principle, which is taken as self-evident… every process of reasoning must needs proceed from some understanding. Therefore since prudence is right reason applied to action, the whole process of prudence must needs have its source in understanding.”
— Summa Theologiae II-II, q.49, a.2
What Is the Virtue of Understanding?
The subvirtue of understanding (Latin: intellectus) provides the mind with an immediate grasp of first principles—those truths that are so foundational that they do not need to be proven, but rather serve as the starting points of practical reasoning. This is not the same as the intellectual virtue of understanding, which assists the intellect in grasping self-evident first principles of knowledge, such as “the whole is greater than the part” or “a thing cannot both be and not be at the same time,” nor is it the same as the Gift of the Holy Ghost known by the same name, which gives insight into divine truths established by God. The primary difference between understanding as an intellectual virtue and understanding as a subvirtue of prudence is that the former is primarily associated with universal truths and theoretical knowledge while the latter is associated with moral principles and serves as the foundation for right action.
Understanding as a part of prudence is deeply practical. It enables a person to grasp the proper end in a given moral situation. For example, in a family dispute, understanding helps us recognize that preserving peace and justice in the household is the foundational goal—before we even begin reasoning about how to achieve that peace.
“It belongs to understanding to apprehend intelligible truth… And since in every genus the principle is that which is first, it follows that understanding has to do with principles.”
— ST I, q.79, a.8
The Chair Analogy Revisited
To revisit our earlier analogy: think of prudence as a chair supported by eight legs—each leg being one of its integral parts. If understanding is missing, it is as if a crucial leg has broken off. The chair may look functional at first glance, but the moment we place any weight on it, it collapses. Likewise, prudence without understanding leads to shaky moral reasoning, where decisions may seem reasonable but are disconnected from the proper end or goal.
How Can We Grow in the Virtue of Understanding?
While understanding in this context is partly a natural aptitude—some are more intuitively able to see moral first principles—it can also be nurtured through habit, reflection, and moral formation. Here are some practical ways to grow in this foundational virtue:

Conclusion: Understanding as the First Spark of Prudence
Without the subvirtue of understanding, the process of prudential judgment cannot even begin. It is the spark that lights the fire of moral reasoning. If we hope to become truly prudent people—able to make wise, timely, and virtuous decisions—we must begin by cultivating this first and most foundational of prudence’s integral parts.
In the next post, we will look at the virtue of docility, and how openness to instruction keeps our prudence both humble and dynamic.